🇵🇪Peru

Check the requirements and validations made over the cashouts on Peru

Required fields

Field	Format	Description
login	String	Cashouts login
pass	String	Cashouts pass
external_id	String (max length: 100)	Transaction's ID on your end
document_id	See document validations	Beneficiary's document ID
document_type	See document validations	Beneficiary's document type
country	PE	See country codes
currency	PEN / USD	See currency codes
amount	Number with up to 2 decimals	Cashout amount
bank_account	See validations below	Beneficiary's bank account
account_type	See account types	Beneficiary's bank account type
beneficiary_name	String (max length: 100)	Beneficiary's name
beneficiary_lastname	String (max length: 100)	Beneficiary's last name

Bank Account Validations

Bank name	Bank code	Description	Format	Example
All	-	CCI - Código de Cuenta Interbancaria	Length 20 (with verifying digits - a validation algorithm is ran over these)	00219300153895206813

CCI validation algorithm

Since the first three digits of the CCI are the bank code, it is not mandatory to send the bank_code field. However, we validate those 3 first digits to be a valid bank_code.

Java

Peru CCI validation algorithm in Java

public final class Validations {
   static Integer CCI_LENGTH_ST = 18;
   static Integer CCI_LENGTH_FST = 20;
   static String EMPTY_CHECK_DIGITS = "00";
    
   public static boolean validateBankAccount(String bankAccount) {
      if (!ValidationsUtils.validateOnlyNumbers(bankAccount)) {
         return false;
      } else {
         int accountLength = bankAccount.length();
         String lastDigits = bankAccount.substring(bankAccount.length() - 2);

         if (accountLength == CCI_LENGTH_ST && lastDigits.equals(EMPTY_CHECK_DIGITS)) {
            return true;
         }
         return validateCCI(bankAccount);
      }
   }

   //Validate CCI bank account
   public static boolean validateCCI(String cci) {
      if (validateCCILength(cci)) {
         String cciWithoutCheck = cci.substring(0, cci.length() - 2);
         String checkDigits = cci.substring(cci.length() - 2);
         String calculatedCheckDigits = getCciCheckDigits(cciWithoutCheck);

         return checkDigits.equals(calculatedCheckDigits);
      }
      return false;
   }

   public static boolean validateCCILength(String cci) {
      return cci.length() == CCI_LENGTH_FST;
   }

   public static String getCciCheckDigits(String cci) {
      int firstControlNumber = calculateCheckDigit(cci.substring(0, 6));
      int secondControlNumber = calculateCheckDigit(cci.substring(6, 18));

      return String.valueOf(firstControlNumber) + String.valueOf(secondControlNumber);
   }

   private static int calculateCheckDigit(String cci) {
      int total = 0;
      int factor = 1;

      for (int i = 0; i < cci.length(); i++) {
         String[] cciArray = cci.split("");
         int num = Integer.parseInt(cciArray[i]);

         if (num * factor < 10) {
            total += (num * factor);
         } else {
            int product = (num * factor);
            String product_str = Integer.toString(product);
            int firstDigit = Integer.parseInt(product_str.substring(0, 1));
            int lastDigit = product % 10;
            total += firstDigit + lastDigit;
         }

         factor = factor == 1 ? 2 : 1;
      }
      return (total % 10) > 0 ? 10 - (total % 10) : 0;
   }

}

Account Types

The account_type is specified with only one character as described below.

account_type	Description
C	Checkings account
S	Savings account

Document Validations

Click here to check document types and validations.

Example Request

{
    "login": "xxxxxxx",
    "pass": "xxxxxxx",
    "external_id": "30000000001",
    "country": "PE",
    "currency": "PEN",
    "amount": 100,
    "document_id": "848392783",
    "document_type": "CE",
    "bank_account": "00219300153895206813",
    "account_type": "C",
    "beneficiary_name": "User",
    "beneficiary_lastname": "Test",
    "notification_url": "https://webhook.site/url",
    "type": "json"
}

Bank Codes

Bank	Code
Banco de Crédito del Peru	002
Interbank	003
Citibank	007
Scotiabank	009
BBVA Continental	011
Banco de la Nación	018
Banco de Comercio	023
Banco Financiero	035
Banco Interamericano de Finanzas (BIF)	038
Crediscotia Financiera	043
Mi Banco	049
Banco GNB Peru S.A	053
Banco Falabella	054
Santander	056
Caja Metropolitana de Lima	800
Caja Municipal de Ahorro y Credito Piura SAC	801
Caja Municipal de Ahorro y Crédito Trujillo	802
Caja Municipal de Ahorro y Crédito Arequipa	803
Caja Municipal de Ahorro y Crédito Sullana	805
Caja Municipal de Ahorro y Crédito Cuzco	806
Caja Municipal de Ahorro y Crédito Huancayo	808

For the full and most up-to-date list of banks and its codes, please check the Cashout Bank Code endpoint.