Quickpay

Quickpay is a powerful feature designed to streamline user onboarding through a single, simple transaction. It allows you to create a deposit and sign up a new customer without collecting their personal details upfront.

The merchant initiate a payment with minimal information, and once the user pays, their full details (like name and document number) can be obtained via API.

Quickpay coverage

This product is currently only available for:

• Transferencias SPEI in Mexico

• Pix bank transfers in Brazil

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How It Works

1

Create a deposit

You send a request to our standard POST /deposits endpoint. The key difference is that you provide minimal or no information in the payer[] object.

For more information regarding the deposit creation endpoint, please visit the API Reference Create deposit

Example request

{
    "invoice_id" : "1000000001",
    "amount": "10",
    "country": "BR",
    "currency": "BRL",
    "payment_method": "IX",
    "description": "test description",
    "client_ip": "123.123.123.123",
    "device_id": "00000000-00000000-01234567-89ABCDEF",
    "notification_url": "https://www.merchant.com/d24/notify",
    "test": false,
    "mobile": true,
    "language": "pt"
}

Example response

{
  "checkout_type": "ONE_SHOT",
  "redirect_url": "https://checkout-stg.directa24.com/v1/gateway/show?id_payment=56578849&signature=fff0e0a6a98066c19caf",
  "deposit_id": 300000025,
  "user_id": "11",
  "merchant_invoice_id": "1000000001",
  "payment_info\"": {
    "type": "BANK_TRANSFER",
    "payment_method": "IX",
    "payment_method_name": "Pix",
    "amount": 10,
    "currency": "BRL",
    "expiration_date": "2020-06-17T07:04:16Z",
    "created_at": "2020-06-16T19:04:16Z",
    "metadata": {
      "digitable_line": "00190.00009 03141.056030 01870.806179 8 83180000016564",
      "qr_code": "data:image/png;base64,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"
    }
  }
}

2

User completes the payment

Your customer uses the generated payment instructions (e.g., a PIX QR code or SPEI transfer details) to complete the transaction

3

Obtain payer information

Once the payment is confirmed, you'll receive a webhook notification to your notification_url.

For more information on this point, please visit Notifications

This notification is your signal to query the deposit status endpoint . The response from this endpoint will be enriched with the payer's full details (name, document number, etc.).

For more information on retrieving deposit status please visit the API Reference Get deposit status

You can then use this data to create or update their account in your system.

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Country specific requirements

• Pix ( 🇧🇷 Brazil): The payer object is not required and should be completely omitted from the request body.

• SPEI (🇲🇽 Mexico): The payer object is required, but it only needs one field: payer.id. This id must be a unique reference for the user within your system, not the customer's official document number (e.g., CURP).

Example requests

PIx (Brazil)

{
    "invoice_id": "1000000001",
    "amount": "10.00",
    "country": "BR",
    "currency": "BRL",
    "payment_method": "IX",
    "description": "Onboarding deposit",
    "client_ip": "123.123.123.123",
    "device_id": "00000000-00000000-01234567-89ABCDEF",
    "notification_url": "https://your-domain.com/notifications",
    "test": false
}

SPEI (Mexico)

{
    "invoice_id": "1000000001",
    "payer": {
        "id": "USR-74662347"
    },
    "amount": "100.00",
    "country": "MX",
    "currency": "MXN",
    "payment_method": "SE",
    "description": "Onboarding deposit",
    "client_ip": "123.123.123.123",
    "device_id": "00000000-00000000-01234567-89ABCDEF",
    "notification_url": "https://your-domain.com/notifications",
    "test": false
}